Zable credit card – Complete Review 2025 | Apply & login zable credit card

If you’re searching to get best credit cards in U.K. then you must read this article. We are going to discuss about “zable credit card” including all information in this article.

Zable credit card (Zable Mastercard)

Zable is a simple, flexible, and transparent credit card designed to help customers improve or keep their credit score. The application process is quick, and the card can be used right away with a virtual card via Apple Pay or Google Pay. Along with the card, you will receive spending notifications via the Zable app. The app allows for direct handling of all card transactions, including payments and expense tracking.

Key Factors

• The Zable credit card provides a user-friendly app that allows you to check your Equifax account without having to visit ClearScore.
• Rent reporting can help you to increase your credit score, which will make it simpler for you to obtain loans, mortgages, and other credit in the future. Additionally, it will be recorded and reported to credit reporting agencies.
• Spend tracking, or regularly monitoring your income and expenses, is a habit you should develop. It will help to improve your credit history and score. Your expenses & income can be identified by linking your bank accounts with the zable app.

Benefits of zable credit card

• There are no annual, over limit, foreign transaction or hidden fees.
• Program fees, Balance transfer fees and security deposits are not necessary.
• Use your card anywhere that accepts Mastercard.
• Take advantage of zero liability for unapproved purchases.
• Access to a virtual card for immediate spending after approval.
• Check your eligibility without affecting your credit score.
• At any time, you can use both your mobile device or online to access and track your account.
• Complete protection against theft.
• After three months, a potential increase in credit limit.
• 35 days without interest for payments of the full balance.
• A monthly minimum payment is required for installment.
• Use our chat and phone lines to get assistance within a minute.
• Setup an autopay option to avoid missing payments.
• All three major U.S. credit bureaus (Equifax, Experian, and TransUnion) receive reports from the Zable MasterCard® Credit Card.

Drawbacks

• This card does not offer cashbacks, rewards, welcome bonus or a reward programs.
• When compared to other competitive cards, the APR is extremely high.

Charges & Fees Info

Annual Fee	Nil
Purchase APR	26.49% – 48.9% (variable)
Cash Advance APR	26.49% – 48.9% (variable)
Foreign Transaction Fee	No
Late Payment charge	£12-£39
Returned payment penalty	£29
Cash Advance Fee	3% or £10
Minimum credit limit	£200
Maximum credit limit	£1500-£1800 (based on credit)
Recommended credit score	630-850 (Fair – Excellent)
Minimum due amount	£5 or 2% of the outstanding balance plus the total amount of any interest
Minimum interest payable	£0.50

Pre-qualification requirements

• A person must be at least 18 years or older.
• Both a UK bank account and UK citizenship are required.
• Give your income, contact & personal information.
• Not having a zable credit card already.
• A county court judgement (CCJ) must not have been issued to you.

How to check my pre-qualification?

You can check if you’re qualify or not to get this card by following the steps listed below.

• Visit zable’s official pre-qualification page or download official zable application from google store or apple store.
• Complete the pre-qualify application form and make sure it is correct.
• To receive the instant response, click the “see if I’m pre-qualified” button.
• If you are eligible, the application process will proceed immediately.

Read Also : Apply Marbles credit card | Login Marbles credit card | Marbles credit card preapproval 2025

How can I apply for a zable credit card?

You will follow the below instructions to apply after verify your eligibility check through online or the zable app.

• Check out the official zable application form page or get the official zable app from the apple store or google store.
• If qualified, you will be asked to share some additional information in the application form.
• Complete the application with relevant information and verify it.
• Once complete your application process then, click “continue” option.
• Waiting a few business days to review your application form by bank officials.
• After reviewing your information, you will receive a quote by mail.
• Virtual credit cards can be used immediately by the majority of customers after approval.
• Receive the physical credit card within five to seven working days.

Zable credit card login procedure

• Visit the zable official login page or download & install the official zable app from the google play store or the apple store.
• To receive the official login link, enter your email address and click the “Login” button.
• Verify your mail account to see if the login link has received or not.
• If you receive a login link, click it.
• To access and manage your account, track payments, pay bills, set up autopay, and more, enter your login information and log in.

How to improve your credit score?

• If you maintaining your balance below the credit limit, make your payments on time & keeping your bank account open for as long as possible, the zable credit card may help you raise your credit score.

Common FAQS of zable credit card

Final Thoughts

For those with a poor credit history who also responsibly manage their card, the “zable credit card” is the best tool for establishing credit. Remember to distribute this guide to those in your community who might benefit from it. Tell them to use the contact page or comment section to ask any questions they may have.