Hello, reader! The article about “Reflex card” is now available for reading. I have researched and provided a comprehensive guide on the Reflex credit card, including its advantages, disadvantages, fees and charges details, application and preapproval processes, login process, and more.
Reflex card
The Reflex credit card is your best choice if you’re a new user with less or no credit history. This card is an entry-level option will give opportunity to building your credit history. The reflex card is the greatest way to improve your credit history and prove that you can manage your credit responsibly by staying within your credit limit and paying your minimum monthly installments on time. It is managed by Continental Finance Company and issued by Celtic Bank.

Key Factors
- Maximum initial credit limit is $1,000.
- Check your pre-qualification without having any impact on your credit score.
- There is no security deposit needed for this unsecured credit card.
- A great credit card for everyday purchases as well as unexpected expenditures.
- Everywhere Mastercard is accepted, use your credit card.
- Reporting to the three main credit bureaus (TransUnion, Experian, Equifax) once a month.
- zero liability protection.
Credit tools & resources
- To manage your account at any time from any mobile device, use the official mobile application.
- View statements, pay bills, verify due dates, and more with an online account management system.
Cons
- There are no usage perks, rewards, or other advantages associated with the Reflex Mastercard.
- The annual percentage rate (APR) of the Reflex Mastercard is among the highest of all credit cards.
- There are high annual, monthly, and additional card fees.
Fee & Charges Details
Annual Fee | $75-$125 |
Purchase APR | 35.90% (non-variable) |
Foreign Transaction Fee | 3% |
Monthly Fee | First year $0. After 1st year Up to $12.50. |
Initial Credit Limit | $300-$1000 |
Rewards, Benefits & Welcome bonus | None |
Balance Transfer Fee | Nil |
Penalty APR | No |
Eligibility criteria to get reflex card
- Candidates must be in the 18–21 age range.
- Being a citizen, bank account, SSN, and permanent resident of the United States.
- Required to present personal and financial proofs.
Reflex card Pre-Qualify Check
- Check out the official Continental Finance | Reflex website.
- Locate the “See if you Pre-Qualify” option and click on it.
- You will see the pre-qualification form after selecting the appropriate option.
- After completing the application, verify & click “submit” or “check if you are pre-qualified.”
- waiting for bank officials to instantly approve your application based on your information.
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Reflex card application process
- Visit the official website.
- To start the application process, look for the “Apply Now” button.
- Enter your personal information, income, Social Security number, and other details on the application.
- Read the terms and conditions carefully before submitting your application.
- After completing the application, confirm that all the information is accurate by checking it two to three times.
- Click “submit” once you have completed your application.
- Your Reflex Credit Card will be mailed to you in a few working days if it is approved.
Activate your reflex card
- Go to the Continental Finance (Reflex) official website.
- Locate and select the “Activate my card” option.
- Enter your SSN, postal code (zip code), and the last four card numbers in the designated fields.
- Once all the information has been entered, check your card activation form.
- Lastly, click “activate my card” to make your card active.
Reflex credit card login procedure
- Visit the login page for the Reflex credit card.
- Enter your login credentials in the “username” and “password” fields.
- To access your account, click “Login to My Account.”
- You can manage your Reflex card account online after logging in.
- In addition to monitoring account activity and changing account details like passwords and automatic payments, you can pay your credit card bill and view credit card statements.
Check Reflex credit card Balance
- Access your Reflex Mastercard account online by logging in. The home page will display your balance after logging in.
- To check your current balance, use the automated system by calling 1 (800) 556-5678 and follow the instructions.
- Open the official Continental Finance application and log in your account. On the home screen, you will see your credit card balance after logging in.
How to pay Reflex card payment?
- To check your statements, make payments, and see recent transactions, you can access your account through official webpage (Continental Finance | Reflex) or via the official mobile application (Reflex – NEET PG Preparation).
- You can set up an auto payment, view your due date, or make a single card payment after login your account.
FAQS about reflex card
How can I reach customer service for Reflex Cards?
Customer service’s number is 1-866-449-4514. Consumers can reach customer service agents from 7AM-12AM on weekdays and from 8AM-8PM on weekends.
What is the Inquiry mailing address for Reflex Card customer service?
Reflex Card
P.O. Box 3220
Buffalo, NY 14240-3220
What is the payment mailing address for Reflex Card?
Reflex Mastercard
P.O. Box 6812
Carol Stream, IL 60197-6812
Conclusion
I hope you have gained some knowledge with this comprehensive guide about “Reflex card“. Kindly forward this helpful article to those in your society who have poor or no credit history. Kindly reach out to us in case you have any queries. We’ll help you whenever you need us.