Currently, most of the individuals are seeking secured credit cards like first progress credit card that require little to no credit history, offering numerous advantages to enhance their credit profile and overall financial well-being. This article aims to provide an in-depth discussion and review of the first progress credit card including details on the application, activation, and login steps, along with other relevant information.

First Progress credit card

FIRST PROGRESS PLATINUM SELECT MASTERCARD SECURED CREDIT CARD (Rewards: 1% Cash Back & Annual Fee: $39)
Purchase APR: 18.24% (non-fixed).
Cash advance APR: 24.24% (non-fixed).
Minimum Deposit: $200 (returnable).
Grace Period: 25 days.
Minimum Interest Payable: $1.50.
Cash Advance Fee: Min $10 or 3%.
Foreign Transaction Fee: 3%.
Late Fee: Up to $41.
Returned or bounce payment fee: Up to $30.
click here for more details about this credit card

FIRST PROGRESS PLATINUM PRESTIGE MASTERCARD SECURED CREDIT CARD (Rewards: 1% Cash Back & Annual Fee: $49)
Purchase APR: 14.24% (non-fixed).
Cash advance APR: 23.24% (non-fixed).
Minimum Deposit: $200 (returnable).
Grace Period: 25 days.
Minimum Interest Payable: $1.50
Cash Advance Fee: Min $10 or 3%.
Foreign Transaction Fee: 3%.
Late Fee: Up to $41.
Returned or bounce payment fee: Up to $30.
click here for more details about this credit card
If you want to know more information about fees and charges then click below.
First progress credit card eligibility requirements
- You must be at least eighteen years old (19 in Nebraska and Alabama).
- Having a working social security number.
- Provide a personal and contact information.
- You have to live in one of the states in the United States.
- You are not eligible if you have used First Progress credit cards before or if you have applied for them in the last 30 days.
How to apply first progress credit card online?
- Visit firstprogress.com to access the official application page.
- Enter the required details on the application form, including your name, residential address, email address, mobile number, and ZIP code, to begin the application process.
- Select the card design that you want, whether it is free or paid.
- Once you have entered your details, verify and confirm your application.
- Lastly, select “Apply Now” to proceed with the next steps of the first progress credit card application process, which include reviewing the terms and conditions, obtaining approval, and depositing funds.
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How do I activate my first progress credit card?
To activate your card or pay your security deposit, search for your application initially.
- Go to firstprogress.com, the official website.
- The “activate your card” button should be located at the top of the page.
- Spot and press the “activate your card” option.
- Enter and confirm your email address, application ID, or date of birth on the page.
- Finally, to activate your first progress credit card, click the “Submit” option and follow to the additional instructions.
How to fund your security deposit at 1st progress?
Continue with the first progress credit card activation process as you did previously, ensuring to select the “fund your security deposit” option at the top of the homepage and follow the additional steps provided on the page.
How to contact 1st progress customer support?

First Progress credit card login procedure
To access and manage your credit account, you can log in in two different ways. Those are
- Online.
- Mobile App.
Online
You have already accessed your credit card account using the official First Progress login page. In the modern era, accessing your first progress credit card account requires using the myccpay.com website. You will need to re-register your account in myccpay because your previous username and password have been deactivated. The process of creating an account on myccpay is quite simple.
Myccpay registration process
- You can access the registration process by selecting the “Register” option.
- On the registration form, provide your 16-digit account number, last four digits of SSN, postal code, email address, username, and password.
- For security reasons, you must submit a single question and answer.
- Check and confirm the registration form once you’ve filled it out.
- Lastly, click “Submit” and follow the remaining steps to finish the first progress credit card registration process with myccpay.
Myccpay login procedure
After completing the registration process, you must log in to your account by following the instructions below.
- Visit the myccpay login page once more.
- Fill out the appropriate fields with your user ID and password.
- Atlast, click the “Login” option to access and manage your credit card account, pay your bills, check your credit card balance, view transaction history, set up auto payments, and turn on reminder alerts.
Mobile App
- Check out the Apple Store or Google Play Store.
- Find the official First Progress free mobile banking app and download it.
- After downloading the app, launch it.
- Enter your password and username or user ID, then click the “login” button.
- Use mobile banking to access your credit card account whenever and wherever you choose until your actual credit card arrives.
How to pay 1st progress credit card payment?
By Official Webpage
- Once you have successfully logged in, find and click the “Make Payment” option.
- To make a first progress credit card payment, fill out the required information on the payment page.
- Verify that all of the information you provided on the payment page is correct.
- To complete your payment, you need to click “Submit” or “Make Payment.”
Through Phone Call
- Calling 1 (866) 706-5543, giving your card number, amount, and other details, and then following the further instructions will allow you to pay with a credit card.
- There may be a fee associated with using this payment method.
Via Postal Mail
- To make a postal payment for your first progress credit card bill, you can write and send your credit card number on a check or money order.
- The mailing address where payments can be made is provided below.
First Progress
P.O. Box 84040
Sloux Falls, SD 57118-4040
Using Mobile Banking
- Launch the official First Progress free mobile banking app.
- After entering your username or user ID and password, click the “login” button.
- Locate the “Make Payment” option in your credit card account by using mobile banking.
- Complete the payment page with the necessary payment details.
- Make sure all of the details you entered on the payment page are accurate.
- You must select “Submit” or “Make Payment” in order to finish the payment process.
At a store or Branch
Payments can be made at any First Progress location during regular business hours.
First progress credit card cancellation method
- You can contact customer service by phone at 1 (866) 706-5543 or by email at info@firstprogress.com.
- Declare your intention to cancel your First Progress credit card in clear terms.
- Before you cancel your credit card, make sure you have paid off any outstanding balance.
- Seek confirmation from the customer service representative regarding the cancellation and ask for any pertinent documentation.
- Destroy the actual credit card after the cancellation is complete to avoid unwanted use.
Typical FAQs regarding the first progress
What is the First Progress credit card’s credit limit?
All First Progress Mastercard® Secured Credit Card types have an ability to increase up to $5,000 maximum credit limit. But, up to a maximum of $2,000, your limit will match your security deposit based on the Cardholder Agreement.
Are there any unsecured credit cards offered by First Progress?
There is no upgrade path for the First Progress Mastercard® Secured Credit Card because the issuer only provides secured credit cards.
Final Thoughts
For individuals looking for a credit-building card that doesn’t require any prior credit history, the First Progress Mastercard (secured credit card) might be a good option. It offers cash-back incentives and a low annual percentage rate (APR) in spite of the annual fee. But when thinking about upgrading, it’s important to keep in mind that this card doesn’t provide a path to an unsecured card in the future.