Do you want to apply for a Sephora credit card? If so, you should read this article. You will receive all of the information, including the login procedure, preapproval, and application process.
Sephora Credit Card
What is Sephora Credit Card?
Comenity Bank offers the Sephora credit cards, which are store credit cards that come with added benefits at the chain of cosmetics stores. Beauty lovers have a unique opportunity to earn points when they purchase their preferred skincare and makeup items with the Sephora Credit Card, a store-specific credit card. If you don’t regularly shop at Sephora for cosmetics, you might only receive a few dollars off a purchase.
Variants or Types of Sephora Credit Cards
There are three variants of credit cards in Sephora. Depending on the cardholder’s preferred method of shopping, both have unique advantages.
- Sephora Credit Card.
- Sephora Visa Credit Card.
- Sephora Visa Signature Credit Card (credit limit is $5000+).
Sephora Credit Card
- You will always receive a welcome bonus when you sign up for this standard basic card.
- Receive 4% cashback on all in-store and online purchases made with this card.
- But only in the United States will it be accessible.
Sephora Visa Credit Card & Sephora Visa Signature Credit Card
- Anywhere Visa is accepted, you can use this card. Additionally, 3% back on Sephora purchases, 2% back on dining and travel, and 1% back on all other transactions are earned with the Sephora Visa.
| Benefits for Cardholders | Sephora Credit Card | Sephora Visa Credit Card & Sephora Visa Signature Credit Card |
| Annual Fee | No | No |
| Offers available only to cardholders | Yes | Yes |
| Looking up an account in-store | Yes | Yes |
| Get 1% Cashback outside Sephora | No | Yes |
| Get $20 reward when spent $500 on outside Sephora within 90 days | No | Yes |
| 25% offer on 1st card purchase at Sephora today | Yes | Yes |
| APR | 30.99% | 22.24%-30.99% (based on credit) |
| Get 2X & 4% cashback rewards on beauty insider programs | Yes | Yes |
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Other Fees and Charges
| Factors | Sephora Credit Card | Sephora Visa Credit Card & Sephora Visa Signature Credit Card |
| APR for Balance Transfers | No | 26.99% |
| Cash Advance APR | No | 31.99% (Variable) |
| Basic Interest | $2 | $2 |
| Balance Transfer Fee | No | 5% or $10 |
| Cash Advance Fee | No | 3% or $10 |
| Late or Returned Payment | $41 | $41 |
| Get Discounts, Promotions & Special Financial Offers | Yes | Yes |
| Beauty Insider Program Benefits | Use only Few | Use all of them |
- It must be done at least 25 days after the end of each billing period. Purchases are not subject to interest charges if you pay off all of your debt by the monthly due date. You will not be able to take advantage of a grace period on purchases for two consecutive billing months unless you pay the entire amount owing on time. Interest will be assessed on the day of the transaction for both cash advances and balance transfers.
Eligibility Criteria to apply this card
- Your age should be must 18-21 (varied in some states).
- Must be an U.S Citizen with having valid SSN (Social Security Number).
- Having good credit score (640 and above).
How to apply Sephora Credit Card?
This credit card can be applied through online and nearest stores. To apply for your card, simply follow the instructions below.
Online
- Visit the Sephora credit card application page.
- Find “Apply Now” option and click it.
- Enter all the details in the application form (Name, D.O.B, SSN and other personal details).
- After verify your application then click “submit” option.
- Waiting for the application review and verification process.
- After complete the all verification process the card will send to your mail.
Nearest Store
- Visit your nearest Sephora store.
- Ask application form from the respected person in store.
- Provide your valid ID and all details.
- Wait for immediate decision.
How to login Sephora credit card?
- Visit the Sephora website.
- Locate and select the “Login” option.
- To log in to your account, provide a valid ID and password.
- Check your balance, see your payment history, make a payment, set up autopay, and request an increase in your credit limit after logging into your account.
Credit Limit of Sephora credit card
- $300 is the basic credit limit. It will change according to the cardholders’ credit limit.
How to Increase your credit limit?
You will undoubtedly raise your credit card’s limit in a short period of time if you follow the below guidelines.
- Make your payments on time.
- Try using your Sephora credit card to make more purchases.
- Manage your credit limit.
- Once you have used your card responsibly, ask a reputable bank to raise your credit limit.
FAQS for Sephora Credit Card
How can I use the discount for the first purchase?
You will get a one-time, 25% off first purchase discount on all Sephora products and services after being accepted. It is instantly usable both online and in-store.
Can I select the type of card I want?
No. The approval is based on creditworthiness and is decided on an individual basis.
Is it possible to pay my Sephora credit card bill in-store?
No, it is not possible to pay with a credit card in-store. to pay your bill online and view your account.
Final Words
This post about “Sephora Credit Card apply online” should be very helpful to you, I hope. If you have any questions about this subject, please email us or leave a comment. Without a doubt, we will assist you in resolving your questions. Talk about this with your friends that are interested in applying for a Sephora credit card.