Apply Federal bank credit card online | Federal bank credit card login online | Federal bank credit card preapproval

Are you searching to find the top Indian credit cards? You’re in the right place if the answer is yes. This article offers a summary of the card, its advantages, procedures of apply Federal bank credit card, and more.

Federal bank credit card

What is Federal bank credit card?

One of Federal Bank’s top financial products is the Federal Bank credit card, which is primarily intended to give users rewards, cashback, and more. Federal Bank offers a variety of credit card options, including travel benefits, cashback, rewards, and lifestyle advantages, depending on the needs of the consumer. The user can make purchase on credit with this card and pay later either fully or installments. It is a lifetime free credit card and get 10x rewards for your first transaction with federal bank credit card.

Depending on the needs of the consumer, Federal Bank provides a variety of credit cards, each with special features and advantages. Those are given below:

1. Visa Credit Cards.
2. Mastercard Credit Cards.
3. Rupay Credit Cards.

Visa Credit Cards

Visa cards can be used online and offline, and they are accepted everywhere in the world. Visa offers three different card versions, each with unique benefits and features. Those are given below:

1. Visa Imperio credit card.
2. Visa Celesta credit card.
3. Visa Signet credit card.

Mastercard Credit Cards

Mastercard credit cards from Federal Bank are available in a variety of models, each provides specific features designed to fulfill various customer requirements. Mastercard credit cards are accepted everywhere in the world. There are there variants in Mastercard credit cards are shown below.

1. Mastercard Imperio credit card.
2. Mastercard Celesta credit card.
3. Mastercard Signet credit card.

Rupay Credit Cards

RuPay is a domestic card from India that encourages the use of digital payments. It is very affordable and widely accepted in allover India. There are two version of Rupay credit cards are given below.

1. Rupay Signet credit card.
2. Rupay Wave credit card.

Imperio credit card benefits

• Both the joining and renewal/annual fees are free of charge.
• Get three times the points on food and health care items.
• Double your savings on gas, water, electricity, internet, and other services.
• For all other categories, receive a one-time award.
• India-wide fuel expenditures are exempt from the 1% fuel fee.
• After spending 5,000 rupees on your card in the first 30 days, you will receive a 400 rupees Amazon Pay e-voucher.
• Up to eight complimentary trips to domestic airport lounges annually.
• Buy 1 Get 1 offer on INOX movie tickets every three months.

Celesta credit card advantages

• There are no joining or renewal/annual fees to pay.
• Get 3 times rewards on international and travel spends.
• Your savings on dining costs will double.
• Get a one-time reward for every other category.
• You will receive a 600 rupees Amazon Pay e-voucher after using your card to make 10,000 rupees purchases during the first 30 days.
• up to 16 free visits each year to domestic airport lounges.
• Every three months, there is a deal to buy one, get one free INOX cinema tickets.
• 2% foreign exchange markup fee; two lounge visits each year at international airports.
• MasterCard Wellness Pass when quarterly purchases total Rs.75,000/- and additional Visa/Mastercard network promotions

Signet credit card features

• There is no cost for joining or for renewals or annual payments.
• Purchase electronics and clothing to earn three times as many points.
• Save twice as much on entertainment costs.
• Receive a one-time reward for all other category.
• In the first 30 days, you will receive a 200 rupees Amazon Pay e-voucher after spending 3,000 rupees on your card.
• 4 complimentary visits to domestic airport lounges per year are allowed.
• Every three months, there’s a deal on INOX cinema tickets: buy one, get one.
• Swiggy gift cards are given away when quarterly spending reaches Rs.20,000/-.

Federal bank SBI Visa Gold and Platinum card key factors

Gold Card

• The annual fee and joining fee are Rs.499/-.
• Earn one point for each hundred rupees spent with this card.
• Spend Rs.2000/- with this card within 60 days of card issuance to earn 2000 reward points.
• Purchases made at eateries and retail establishments earn reward points.
• Every gas station lowers the 1% fuel premium.

Platinum Card

• The annual and joining fees are Rs.2499/-.
• For every 100 rupees you spend with this card, you will receive two points.
• Receive five times the rewards or 10 points for groceries, food, and foreign expenses.
• The 1% fuel surcharge is waived at all gas stations.
• As a welcome treat, you will receive a gift voucher worth Rs.3000/-.
• International airport access.
• The golf course is accessible with the card.

Federal bank credit cards Charges and Fee details

Charges and Fee Details	Imperio credit card	Celesta credit card	Signet credit card
cash advance limit	20%	30%	10%
membership renewals or annual fees	Rs.1500/-	Rs.3000/-	Rs.750/-
Waiver of the annual cost for the following year	Rs.1.5 Lakh	Rs.3 Lakh	Rs.75k
Fee for cash payments	Rs.100/-	Rs.100/-	Rs.100/-
Reissue of a card that has been misplaced, damaged, or stolen	Rs.200/-	Rs.200/-	Rs.200/-
foreign transaction cost	2%	3.5%	3.5%

Common charges and other fee details for all three federal bank credit cards

Cash advance Fee	2.5% of the amount withdrawn or Rs.500/- would be charged. whichever is greater.
Grace period for interest	Up to 48 days
minimum payback amount	Minimum of 5% or Rs.100/-
Returned payment fees	A minimum of Rs. 450, or 2% of the total amount due
redemption of the reward fee	Rs.99 must be paid for each redemption request.
Cash Withdrawal TDS	TDS of 2% on amounts over Rs. 1 crore
Fuel Transaction Surcharge	surcharge waiver of 1%, up to Rs. 150 per month on Imperio and Celesta category, on spending amounts between Rs.400/- and Rs.5000/- on all petrol pumps
Overlimit Account Fees	Rs.500/- is the minimum amount, which is 2.5% of the maximum amount.
Outstation Check Processing Fee	Rs.25/- up to cheque value Rs.5000/- Rs.50/- above the cheque value of Rs.5000/-
Loan processing and loan pre-closing fee	Rs.500/- is Minimum amount, which is 2.5% of loan amount  3% of the total outstanding amount
Late Payment Fee	Under Rs.100/-: Nil From Rs.100/- to Rs.500/-: Rs.100/-. From Rs.501/- to Rs.5000/-: Rs.500/- From Rs.5,001/- to Rs.10,000/-: Rs.600/- From Rs.10,001/- to Rs.25,000/-: Rs.750/- Between Rs.25,001/- and Rs.50,000/-: Rs.950/- Over Rs.50,000/-: Rs.1000/-

Qualifications and require documents to get a Federal Bank credit card

To get a federal bank credit card requires the customer to fulfill certain basic requirements and submit certain papers. Lets see below:

1. You must be at least 18 to apply for a secured credit card.
2. You must be 21 to obtain an unsecured credit card.
3. You are either a citizen of India or a non-resident Indian (NRI).
4. You must be self-employed or have a salary.
5. Need a minimum 700 or above credit score.
6. Provide a personal details.
7. Proof of address and identification. (Passport, utility bills, voter ID, driver’s license, Aadhar, PAN).
8. Proof of Income. (Pay slips or at least three months’ worth of bank statements).

How to apply Federal bank credit card? or signup Federal bank credit card

Applying or signup for your preferred credit card will be simple if you follow the guidelines below.

1. Go to the Federal bank‘s official webpage.
2. Navigate to the credit card page.
3. Select the credit card which fulfills your needs.
4. Click “apply now” button after choosing the card you need to apply for.
5. In the application form, enter and upload the required basic information, including name, date of birth, phone number, email address, proof of identity and address, proof of income, and other supporting documentation.
6. Click “submit” button after checking your application form.
7. waiting on bank representatives to verify your eligibility by looking over your credit score and supporting documentation.
8. After completing the entire verification process, you will receive a confirmation email if you are eligible.
9. Within a few working days, you will finally receive your physical card.
10. To activate and use your virtual card, you will need to download the FedMobile app.

Login Federal bank credit card online

You can use the FedMobile app and Net Banking to access your Federal Bank credit card account. Please follow the instructions given below to log in.

Net Banking

1. Visit the official Federal Bank website.
2. Locate the “Login” button and click it.
3. After entering your password and user ID, click the “login” button.
4. To view your balance, transaction history, bill payments, statements, and other information, locate and select the credit card option after logging in.

FedMobile app

1. Go to the Apple Store or Google Play Store and download the “FedMobile” app.
2. After clicking, the mobile application will open.
3. Select the “Login” option.
4. Enter your user ID  and password .
5. Then click “login” option.
6. Finally, a mobile app will allow you to access your account.
7. To avoid using your ID and password each time, you can add your fingerprint to your account.

Tips for Increase Federal bank credit card limit

1. Make On-time payments without any delay.
2. Increasing your credit limit will also be justified by your regular credit card use.
3. If you attempt to raise your income, your credit limit will automatically rise.
4. Make a request to raise your credit limit by contacting customer service and submitting proper documentation.

Federal bank credit card related FAQS

Final Words

All of the steps and information regarding the Federal Bank credit card will be addressed in this post. I think you’ll find it very helpful. Contact us right away if you have any questions about this post. We will help you. Tell your friends about this article if you think they might need this card.