Are you looking for the finest credit cards for beauty purchases that are branded and store-based? The Ulta credit card is the best choice if the response is yes. The entire information, including the application and prequalification processes, the login procedure, and more, will be covered in this post.
Ulta credit card
What is Ulta credit card?
One excellent store-branded credit card that Ulta Beauty offers is the Ulta credit card. The issuer of this card is Comenity Bank. This card offers exclusive points, gifts and rewards to regular buyers of beauty-related products, such as skincare products, cosmetics, saloon services and more. This card is accepted both online and ulta Beauty shops.
Using this card to make purchases will earn you points and rewards, which you can then use for more purchases in the future. Using two ulta credit cards simultaneously is not permitted. You will not be permitted to apply for a ulta Mastercard if you’re an ulta Rewards card member. To cancel your current card and apply for a new one, contact customer service support via phone call or mail.
Ultimate Rewards Program
If you are a member of the ultimate rewards program, you will receive additional gifts, points, and exclusive rewards. Your rewards program membership will be automatically enrolled and activated once you become an ulta cardholder. When you use credit cards and the ultimate rewards program to make purchases, you will earn points, rewards, and gifts. When compared to rewards program, the credit cards earn rewards more quickly.
Based on the membership tires, you will get additional benefits like early access to sales, free shipping in 21 days of Ulta Beauty sale and more. There are three tires in ultimate rewards program.
- Free Member.
- Platinum Member.
- Diamond Member.
Free Member
- No renewal or additional fees are needed if you are a free member.
- During your purchase, you will receive gifts, points, and rewards that you may use for future purchases.
- For every $1 spend on credit cards and rewards programs, earn one point.
- You can receive a free birthday gift and double points every month.
Platinum Member
- You will receive additional benefits, but they will be similar to Free members.
- The annual renewal fee for a membership is $500.
- The points and rewards are never expire. You can use it whenever you wish to receive a discount on future purchases.
- Earn 1.25 points and 1 point for each $1 spend on rewards programs and credit cards, respectively.
- Get early access to sales and a $10 birthday voucher.
Diamond Member
- Also, you receive all the advantages that Platinum and Free members get.
- There is a $1200 annual membership renewal fee.
- Earn 1.5 points for every $1 spend on a rewards program and 1 point for every $1 spend on credit cards.
- You will receive extra perks including a diamond present, free delivery for orders over $25, and a $25 service reward.
Redeemed points and offer details
| Discounts on any goods or services (off) | Points for redemption (points) | Per-point value (cents) |
| $3 | 100 | 3 |
| $8 | 250 | 3.2 |
| $17.50 | 500 | 3.5 |
| $30 | 700 | 4 |
| $50 | 1000 | 5 |
| $125 | 2000 | 6.25 |
Ulta Credit Card types
Ulta credit card offers two different types, each provides unique perks and benefits to the cardholder. The complete details of two version cards are given below
- Ulta Beauty rewards credit card.
- Ulta Beauty rewards Mastercard credit card.
Ulta Beauty rewards credit card
Only Ulta Beauty stores and the official Ulta Beauty website (ulta.com) accept this type of credit card. This card is also known as a closed loop credit card because it cannot be used outside of ulta.
Benefits
Fewer basic advantages are offered to attract consumers to use this card. The advantages are shown below.
- When you use this card to make your first purchase at Ulta Beauty, you will receive a 20% reward or offer.
- Additionally, Ulta will give you a $5 offer if you join instantly.
- For every $1 you spend at Ulta Beauty with this card, you will receive two points.
- The annual fee is not required.
- There is no need to pay penalty and over limit fee.
Ulta Beauty rewards Mastercard credit card
This Mastercard version can be used anywhere Mastercard is accepted worldwide, including Ulta shops and the Ulta website. That’s why it’s also called an open loop card.
Advantages
- MasterCard cardholders also get additional rewards with the benefits of Rewards credit cards.
- Get cashback offers from special offers outside of Ulta Beauty rewards program.
- For every $3 spent outside of Ulta, you receive one point.
- You will receive 500 rewards points as an extra welcome bonus if you spend $500 within 90 days of the card issuance.
Disadvantages of Ulta credit cards
- When compared to competitive credit cards, the annual percentage rate (APR), interest rates, and other fees are high.
- For this card, a strong credit score is recommended.
Ulta credit card fees and charges details
| Purchase APR | 22.24%-31.24% (not fixed) |
| Balance Transfer APR | 26.99% (it varies) |
| Cash Advance APR | 32.24% (variable) |
| Balance Transfer Fee | $10 or 5% |
| Foreign Transaction Fee | 3% of the total outstanding amount |
| Grace Time | 25 days |
| Minimum Interest Payable | $3 |
| Late & Returned payment Fee | Up to $41 |
| Cash Advance Fee | $10 or 5% |
| Balance Transfer Fee | 5% or $10 |
If you want to know more details then please click here.
Eligibility to get Ulta credit cards
To obtain this card, You need to fulfill some requirements. Those requirements are given below:
- The minimum age to apply for this card is 18 to 21 years old.
- You have to be a citizen of the United States.
- Income and Personal Information.
- 700 or above is the minimum credit score and good credit history.
- Being a member of the ulta Rewards Program helps you to increase your chance of approval.
Read Also : How to apply Prosper credit card? | Prosper credit card preapproval | Login Prosper credit card
How to get preapproval for ulta credit cards?
You can use the instructions below to see if you qualify for this card without having your credit score affected.
- Go to the official Ulta website.
- In the credit cards section, locate and select the “pre-qualify” option.
- Fill out the preapproval application form with the necessary information, including your personal information, contact information, income, and SSN (Social Security Number).
- After completing and confirming your application, click the “submit” button.
- waiting for the verification process and approval
- After the verification process is complete, you will either receive your card or verification mail from the bank.
How do I process for Ulta credit card Application
The guidelines for applying for an Ulta credit card are shown below.
- Check out the ulta official webpage.
- In the section on credit cards, find and choose the “apply now” option.
- Clicking the “apply now” button will cause the application form to open.
- Fill out the application form with your name, address, birthdate, contact information, income information, credit score information, and Social Security number.
- After entering your information, check and confirm the application.
- After completing the application form verification process, click the “submit” button.
- for the bank to verify your eligibility for this card based on your application form, which should take a few business days.
- If you qualify, your card will be mailed to you after the verification procedure is completed.
Addition Ulta credit card application process
- You can apply for this card at any Ulta Beauty store in your area with the help of a shop worker.
- With the help of a customer service agent, you can apply over the phone by calling 1-866-257-9195.
How to activate my ulta credit card online?
The instructions for activating your Ulta credit card are shown below for your benefit.
- Visit Ulta official website.
- In the section on credit cards, identify and click the “signup” button.
- After selecting your credit card, the login screen will appear.
- Search and click the “Activate Now” option from the menu at the top.
- Fill out the activation form with your credit card account number, card expiration date, last four digits of your SSN, zip code or postal code, and other information.
- Click “continue” after the entire process is completed.
- At last, your card will be activated.
Ulta credit card login procedure
The Ulta credit card login procedure is explained below.
- Go to the credit cards area of Ulta official website.
- Find and select the “Login” option by scrolling down.
- Click “login” after entering your username or user ID and password on the login page.
- You can manage your account, check your credit score, make payments, view your balance, and view your transaction history after logging in.
How to pay ulta credit card payment?
ULTa credit card payments can be made in three different ways. They are listed below.
- Online (there are no fees)
- Mail (no fee applicable)
- Call (fees may apply)
Online
- Go to the official Ulta website.
- Locate the “manage your account” option by scrolling down and clicking on it.
- Clicking the “manage your account” option will bring up the login page.
- To access your account, enter your username or user ID and password.
- After entering into your account, locate the “Make Payment” option and click on it.
- Enter and confirm the card information, amount, and other details.
- Finally, to finish your payment, choose the pay or submit option.
The mailing addresses for payments made by mail are listed below.
Ultamate Rewards Credit Card
PO Box 650964
Dallas
TX 75265-0964
Phone Call
By contacting 866-257-9195, you can pay over the phone. (There may be fees applicable.)
Tips to increase your credit limit
Below is a list of some credit limit advice.
- Make your payment without delay and on schedule.
- Maintain a healthy balance in your account.
- Make a request to customer service with submitting proper documents through email or phone.
General FAQS
How can I make a payment?
You can make payments through logging your account, mail or phone call (866-257-9195 & 888-819-1918). Fees may applicable during phone made payment only.
Can I pay at an Ulta Beauty stores?
No, but there are a number of other ways to pay, including the mail, the phone, and online.
When will my credit card points be credited to my account?
After your credit card billing statement is generated, credit card points will be transferred to your account once a month, within five business days.
Final Thoughts
Ulta credit cards are the greatest option for regular shoppers since they offer many benefits and incentives, but the annual percentage rate is a minor disadvantage. Lastly, I hope this post about “Ulta credit cards” has been a positive experience for you. Kindly reach out to us if you have any questions on the subject. Share this helpful information to those who will benefit from it.